Call us today for a Free Consultation
(303) 232-3888
Bankruptcy Law Practice in Denver and the following areas
Filing the petition under chapter 13 "automatically stays" (stops) most collection actions against the debtor or the debtor's property. 11 U.S.C. § 362. Filing the petition does not, however, stay certain types of actions listed under 11 U.S.C. § 362(b)—(e.g. commencement or continuation of criminal action, domestic relations matters, certain collection activities related to child support, eviction where order for possession entered prior to case filing), and the stay may be effective only for a short time in some situations, such as where the debtor is deemed a “serial filer”, meaning that the person has filed too many cases in a short time period. As long as the case is proceeding, creditors generally may not initiate or continue lawsuits, wage garnishments, or even make telephone calls demanding payments. The bankruptcy clerk gives notice of the bankruptcy case to all creditors whose names and addresses are provided by the debtor.
This information pertains to Chapter 13 and Chapter 7 consumer bankruptcy. Each state has bankruptcy laws which apply only in that state. The information contained in the preceding is provided for general information purposes and is not a substitute for a legal consultation and it is not intended as legal advice. Every individual's debt and financial situation is different and you should seek independent legal advice regarding you specific situation.
We will never share or sell your email address or phone number.