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Bankruptcy Law Practice in Denver and the following areas
Yes, keeping in mind, however, that a mortgage is secured by a deed of trust against your home. The mortgage lender is entitled to proceed with the foreclosure, upon requesting the Bankruptcy Court’s permission to do so. Typically, you are able to postpone a scheduled foreclosure for up to a month or two, depending on the mortgage lender’s aggressiveness. In the case that you are planning to let your home go into foreclosure, there are strategies for maximizing the amount of time you live in the home-we can advise you on these strategies.
This information pertains to Chapter 13 and Chapter 7 consumer bankruptcy. Each state has bankruptcy laws which apply only in that state. The information contained in the preceding is provided for general information purposes and is not a substitute for a legal consultation and it is not intended as legal advice. Every individual's debt and financial situation is different and you should seek independent legal advice regarding you specific situation.
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