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Bankruptcy Law Practice in Denver and the following areas
Generally, it is best to get rid of your existing credit cards, but you may decide to reaffirm/keep a credit card under some circumstances. Many factors must be taken into account, including the credit card balance at the time of the bankruptcy, what the credit card company is willing to negotiate in regard to the balance, and your ability to pay the current and anticipated future credit card debt.
This information pertains to Chapter 13 and Chapter 7 consumer bankruptcy. Each state has bankruptcy laws which apply only in that state. The information contained in the preceding is provided for general information purposes and is not a substitute for a legal consultation and it is not intended as legal advice. Every individual's debt and financial situation is different and you should seek independent legal advice regarding you specific situation.
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