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Bankruptcy Law Practice in Denver and the following areas
Yes, you must complete 2 courses. Within 180 days, but not more, before filing a Chapter 7 bankruptcy, you must complete a credit counseling course from a US Trustee approved organization. In addition, before the Bankruptcy Court will issue the official discharge of your debt, you must also complete a personal financial management course within approximately 75 days of the filing of your case. You can find a state-by-state list of approved credit counseling organizations at http://www.justice.gov/ust.
This information pertains to Chapter 13 and Chapter 7 consumer bankruptcy. Each state has bankruptcy laws which apply only in that state. The information contained in the preceding is provided for general information purposes and is not a substitute for a legal consultation and it is not intended as legal advice. Every individual's debt and financial situation is different and you should seek independent legal advice regarding you specific situation.
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